Established Contributor
bettercreditguy1
Posts: 746
Registered: ‎02-11-2012
Re: Walmart and other questions

Almost all cli;s from Cap One are a HP. You can also purchase your credit report directly from the providers, Trans Union, Equifax, and Experioan. Each direct report will give you a seven payment history if this what you want. You can also purchase a " Tri-merged Report" which shows all three cras in one report. However for the max detail, go with a report purchased directly from each agency. Good luck!

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience