Re: Gotta love bottom feeders
01-05-2013 03:39 AM
I left a message on his machine asking if he was ready to talk to me as an adult. I guess the answer is "NO".
There is nothing in the credit world I love more than CA's getting ahold of long time users of this board haha.. it always plays out so badly for the CA..
I got one a couple months back; got a dunning about a debt. Had no idea what it was.. I sent a DV, but in the interim I got a call, so I asked what the debt was for and they said 'your wife had a 5200 dollar deliquent debt to Discover" -- I was like, well, never been married so that must be wrong. Then they said my mothers name, who died 12 years ago, and the debt was defaulted 2 years prior in 1996, when I was 17. He was like 'well, you lived with her so you legally owe us this." -- you sure about that buddy? ha "you think you know more than me?' -- frankly buddy, yes. Hang up.
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX