Member
Posts: 36
Registered: ‎11-26-2012
Re: J's Credit Repair Journal
   Your FICO® score has gone up to 515 on January 6, 2013.
 
 Target score alert:Your FICO® score has reached your target score of 515.
 
Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:
  • You've made heavy use of your available revolving credit.
  • You've made heavy use of your available revolving credit.
  • You've made heavy use of your available revolving credit.
  • You've made heavy use of your available revolving credit.

I believe my BofA card was reinstated after I paid them which bumped up my available credit and helped my utilization. Also reported was my TXU payment was posted and is reporting less derogatory.