01-09-2013 04:40 PM
I have a lot of inquiries from mid 2012 when I was attempting to buy a car. The inquiries are over a course of 2-3 months.....(yeah I know dumb). This was prior to me realizing that I need to increase my credit score first! (DUH) ... Is there any way I can get some of these removed?
Thanks for your help in advance!
Starting Score: 495 (12/2012)
Current Score: 520 (01-06-2013)
Goal Score: 680
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01-09-2013 05:06 PM
Actually, No, they were permissible pulls. There is a way, but it is more likely to screw your CR up and is not discussed here. They will stay on your reports for 2 years, however they only factor into scoring for 1 year.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!