Valued Member
changeisvital
Posts: 45
Registered: ‎12-05-2012
Inquiries

I have a lot of inquiries from mid 2012 when I was attempting to buy a car. The inquiries are over a course of 2-3 months.....(yeah I know dumb). This was prior to me realizing that I need to increase my credit score first! (DUH) ... Is there any way I can get some of these removed? 

 

Thanks for your help in advance!:smileyindifferent:


Starting Score: 495 (12/2012)
Current Score: 520 (01-06-2013)
Goal Score: 680


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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: Inquiries

Actually, No, they were permissible pulls.  There is a way, but it is more likely to screw your CR up and is not discussed here.  They will stay on your reports for 2 years, however they only factor into scoring for 1 year.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Member
changeisvital
Posts: 45
Registered: ‎12-05-2012
Re: Inquiries

Thanks for the response


Starting Score: 495 (12/2012)
Current Score: 520 (01-06-2013)
Goal Score: 680


Take the FICO Fitness Challenge