Valued Contributor
Posts: 1,063
Registered: ‎05-26-2010
Re: Security Clearance

I went through Secret and then Top Secret SSBI with prior financial problems showing.  In each case I had to explain how I got in trouble, what I did about it, and was cleared.


Years later after I had stopped doing cleared work and my clearances had lapsed I filed Chapter 7 BK.  My attorney told me he has represented folks with clearances and never had one pulled for BK.  Filing BK is a responsible and legal step.  We didn't discuss applicants for clearance.


I agree with other posters, being visibly candid and honest is the most important thing.  Making arrangements to pay the $1300 in collections might help as well.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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