Posts: 108
Registered: ‎09-29-2012
Re: Confused, negative tradelines deleted,but score fell 10 points

Well,Toyota was reporting multiple 30 day late payments from one accidental partial payment  that should have been sent  to Gmac.Toyota is being challenged under The Fair Credit Reporting Act.Under the Act ,creditors cannot report inaccurate and misleading information.

Starting Score: 553(EQ) 572 (TU) 586(EX) (EQ Complete Advantage)
Current Score: 572
Goal Score: 640

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