Contributor
smiths38
Posts: 108
Registered: ‎09-29-2012
Re: Confused, negative tradelines deleted,but score fell 10 points
[ Edited ]

I sent Toyoyta GW letters,but they sent me letters saying that their records were correct.I went online to see my statements and they had deleted them all.They never charged a late fee.There are a lot of 30 day lates.I have bank statements proving that I was not 30 days late all of those times.I would never get approved for an FHA loan with those late payments and a prior bk.I figured I stood a better chance letting the company with attorneys handle it.It was only that one isolated partial payment and no other issues with payments.



Starting Score: 553(EQ) 572 (TU) 586(EX) (EQ Complete Advantage)
Current Score: 572
Goal Score: 640


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