Valued Contributor
Posts: 1,117
Registered: ‎10-31-2011
Re: Confused, negative tradelines deleted,but score fell 10 points

I started including this statement in my GW letters and have had better luck.. 



While you do have to report accurately, the law also provides that you don’t have to report at all. In fact, Section 623.a.7.e of the FCRA states that you do in fact have the authority to remove negative, yet accurate, information from a credit file if you choose. The FCRA just requires any information that you do report to be accurate.