New Member
Posts: 7
Registered: ‎01-12-2013
Confused: Did a CA hire another CA to collect or is this a sold/transfer debt?
[ Edited ]

I've got an open TL account from a CA.  I recently sent a DV to this CA.  Today I recieved a settlement offer from another CA (same debt and OC) listing the CA that owns the tradeline as the 'client'.  I've never seen this done before.  Did the first CA farm out my collection to another CA or has this been sold?  The letter states that after I make my payment the CA will have the 'client' update my record as paid with the CRAs.


I've already fired off my DV to the original DV / 'client'.  Should I DV the other CA?  Seems like I might want to, as they are attempting to collect.  Should't they have to provide documentation?  From what I can tell this CA does not have an active TL with the CRAs (yet).  The debt is outside of my states SOL but can still be reported for another year.