New Contributor
426MW
Posts: 50
Registered: ‎01-01-2013
Medical CA - OC doesn't have any record of debt

I have a medical collection for a whoppinig $40 on EQ.  I tried to back door the CA and call the OC since they never responded to several settlement letters.  After 45 minutes on the phone with the OC they have NO record of the debt.  I asked how the CA got the debt and was told it was issued to them.  This was verified with a DV letter from the CA.  Is my next step an MOV letter?  I would like to pay it and be done with it but I have never had any settlement response from them.


Starting Score: EQ 553 - TU 569 8-24-12
1-4-13 Scores: EQ 645 - TU 675
3-25-13 Lender pull EQ 646 - TU 687 - EX 647
Goal Score: 700 Across the board before 6-13


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