Established Contributor
awdsmama
Posts: 753
Registered: ‎01-20-2012
I don't need to pull TU, I don't need to pull TU..I CAN wait...
[ Edited ]

If I repeat that enough maybe I will avoid the itch to pull my TU FICO on here?

 

My quarterly monitoring should give me new score/report on 2/10 (or 2/11 since weekend?)....

 

But I noticed on CK a collection I just paid is gone so I REALLLLLY want to know my score  ;-)

 

I can wait, I can wait, I can wait.

EQ Fico: 682 TU-Discover FICO: 694
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Regular Contributor
Mondavi
Posts: 221
Registered: ‎06-12-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

While it is always nice to see your score go up. Pulling the TU from here really will not do all that much. Sure you get a FICO score but the version used here is not used by most lenders. My TU 98 here vs TU 04 used by lenders was 18 points difference.  Still if you have the money to use, then for sure pull it and be hopefully happy with a good increase. Congrats on getting a collection removed!

On a side note incase you did not know. The EQ score from here will match lenders scores.

Community Leader
Valued Contributor
starry1
Posts: 1,988
Registered: ‎11-29-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...
[ Edited ]

I'm having the same problem holding on to my willpower. I had a big fako jump after a deletion and a correction and I'm trying REALLY hard not to to pull a myfico TU. I'm trying to wait for my free update, which is March some time.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 2/14/14 TU 624; EQ 629; EX 610
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (SD) / Fingerhut $800 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k
Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)
Frequent Contributor
racer-x
Posts: 329
Registered: ‎09-16-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

Just pull it already, the both of yas...$14 bux is worth a good nights' sleep.


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 687 DicoverTU 705 myFico EX 738
Goal Score: 750

US Bank PLOC-$15K, CSP-$15k, Chs Freedom-$6k, CapOne/HSBC Visa-$15k, US Bank Visa- $10k, DCU Visa-$10k, Paypal Xtras MC-$15k, USAA MC-$6k, Lowes-$8600, CapOne Visa-$10k, Discover IT-$12.9K, BoA Visa-$10.1K, Walmart -$4k, GECU Visa-$3500, US RLOC-$750

Take the FICO Fitness Challenge
Valued Contributor
Repo-ed
Posts: 2,949
Registered: ‎02-09-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

Or just app for the walmart card, and get your free TU score.

Established Contributor
awdsmama
Posts: 753
Registered: ‎01-20-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

Repo-ed wrote:

Or just app for the walmart card, and get your free TU score.


I app'd on 12/12 and was denied :-(   Interestingly WM pulled Ex and Tu and denied me on my EX (that's the burueau they cited in the letter anyway).   My reports are already a LOT cleaner but now I'm gunshy.

EQ Fico: 682 TU-Discover FICO: 694
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Contributor
awdsmama
Posts: 753
Registered: ‎01-20-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

racer-x wrote:

Just pull it already, the both of yas...$14 bux is worth a good nights' sleep.



Okay okay I did it LOL.   Thanks for the enabling.  It showed me my 35 pt jump!

EQ Fico: 682 TU-Discover FICO: 694
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Moderator
Shogun
Posts: 10,925
Registered: ‎04-15-2011
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

Oh yeah!!!!


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Going for Wade64's RUDY Spade!
Established Contributor
awdsmama
Posts: 753
Registered: ‎01-20-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

I'm sooo excited over this. 

 

I have 2 CAs left on TU and one of them ages off in February and the other I'm in the middle of GW'ing.  That CA deleted 2 others already so I expect this one to be gone soon too. 

 

And next month my last remaining 3 lates will be at the 2yr mark. 

 

This feels good.

EQ Fico: 682 TU-Discover FICO: 694
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Frequent Contributor
racer-x
Posts: 329
Registered: ‎09-16-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

Sweet!!!  I'll push anybody off the fence!

 

Keep up the good work.


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 687 DicoverTU 705 myFico EX 738
Goal Score: 750

US Bank PLOC-$15K, CSP-$15k, Chs Freedom-$6k, CapOne/HSBC Visa-$15k, US Bank Visa- $10k, DCU Visa-$10k, Paypal Xtras MC-$15k, USAA MC-$6k, Lowes-$8600, CapOne Visa-$10k, Discover IT-$12.9K, BoA Visa-$10.1K, Walmart -$4k, GECU Visa-$3500, US RLOC-$750

Take the FICO Fitness Challenge