Established Contributor
awdsmama
Posts: 722
Registered: ‎01-20-2012
I don't need to pull TU, I don't need to pull TU..I CAN wait...
[ Edited ]

‎01-18-2013 11:42 AM - edited ‎01-18-2013 11:43 AM

If I repeat that enough maybe I will avoid the itch to pull my TU FICO on here?

 

My quarterly monitoring should give me new score/report on 2/10 (or 2/11 since weekend?)....

 

But I noticed on CK a collection I just paid is gone so I REALLLLLY want to know my score  ;-)

 

I can wait, I can wait, I can wait.

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
Discover IT $4,000 / CU Visa $500 / JC Penny$500
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Regular Contributor
Mondavi
Posts: 162
Registered: ‎06-12-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

‎01-18-2013 01:31 PM

While it is always nice to see your score go up. Pulling the TU from here really will not do all that much. Sure you get a FICO score but the version used here is not used by most lenders. My TU 98 here vs TU 04 used by lenders was 18 points difference.  Still if you have the money to use, then for sure pull it and be hopefully happy with a good increase. Congrats on getting a collection removed!

On a side note incase you did not know. The EQ score from here will match lenders scores.

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Established Contributor
starry1
Posts: 1,007
Registered: ‎11-29-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...
[ Edited ]

‎01-18-2013 01:42 PM - edited ‎01-18-2013 01:43 PM

I'm having the same problem holding on to my willpower. I had a big fako jump after a deletion and a correction and I'm trying REALLY hard not to to pull a myfico TU. I'm trying to wait for my free update, which is March some time.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 04/20/13 TU 626; EQ 647; EX 631 fako
Goal Score:  625 for now– New goal 675

Cap1 sec $200 / FP $300 / Fingerhut $300/ NFCU nRewards $500 (last app 3/11/13)
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Regular Contributor
racer-x
Posts: 226
Registered: ‎09-16-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

‎01-18-2013 02:53 PM

Just pull it already, the both of yas...$14 bux is worth a good nights' sleep.

Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 702 Walmart TU 694 EX/Direct.com 716
Goal Score: 750
US Bank PLOC-$15K, CapOne/HSBC Visa-$15k, US Bank Visa- $10k, DCU Visa-$10k, USAA Visa-$6k, CapOne Visa-$5k, GECU-$3500, Discover IT-$1875, Lowes-$1650, Walmart-$1600, BoA Visa-$1500, Paypal Xtras MC-$1500, US Bank RLOC-$750

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Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

‎01-18-2013 02:56 PM

Or just app for the walmart card, and get your free TU score.

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
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Established Contributor
awdsmama
Posts: 722
Registered: ‎01-20-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

‎01-18-2013 03:02 PM

Repo-ed wrote:

Or just app for the walmart card, and get your free TU score.

I app'd on 12/12 and was denied :-(   Interestingly WM pulled Ex and Tu and denied me on my EX (that's the burueau they cited in the letter anyway).   My reports are already a LOT cleaner but now I'm gunshy.

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
Discover IT $4,000 / CU Visa $500 / JC Penny$500
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Established Contributor
awdsmama
Posts: 722
Registered: ‎01-20-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

‎01-19-2013 10:30 AM

racer-x wrote:

Just pull it already, the both of yas...$14 bux is worth a good nights' sleep.


Okay okay I did it LOL.   Thanks for the enabling.  It showed me my 35 pt jump!

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
Discover IT $4,000 / CU Visa $500 / JC Penny$500
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Moderator
Moderator
Shogun
Posts: 7,368
Registered: ‎04-15-2011
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

‎01-19-2013 10:32 AM

Oh yeah!!!!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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Established Contributor
awdsmama
Posts: 722
Registered: ‎01-20-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

‎01-19-2013 10:35 AM

I'm sooo excited over this. 

 

I have 2 CAs left on TU and one of them ages off in February and the other I'm in the middle of GW'ing.  That CA deleted 2 others already so I expect this one to be gone soon too. 

 

And next month my last remaining 3 lates will be at the 2yr mark. 

 

This feels good.

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
Discover IT $4,000 / CU Visa $500 / JC Penny$500
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Regular Contributor
racer-x
Posts: 226
Registered: ‎09-16-2012
Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

‎01-19-2013 10:46 AM

Sweet!!!  I'll push anybody off the fence!

 

Keep up the good work.

Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 702 Walmart TU 694 EX/Direct.com 716
Goal Score: 750
US Bank PLOC-$15K, CapOne/HSBC Visa-$15k, US Bank Visa- $10k, DCU Visa-$10k, USAA Visa-$6k, CapOne Visa-$5k, GECU-$3500, Discover IT-$1875, Lowes-$1650, Walmart-$1600, BoA Visa-$1500, Paypal Xtras MC-$1500, US Bank RLOC-$750

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