Re: REMOVED DISPUTE QUESTION

jwpezd · ‎04-06-2012

Anybody?

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Springer · ‎12-19-2012

Your score drops when items have disputed comments in them?? Didnt know that

In The Garden Since 1/5/13

Starting Score: EQ 575 CK 571 CS 630 (12/2012)
Current Score: EQ FICO-584: EX FICO (BofA, 12/17/2012): 538 :CK 578 :CS 630
Goal Score: 700

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dmp3566 · ‎01-14-2013

I had the same thing happen. I had a disputed comment removed (only one) but my score jumped up 6 points after it was taken off. I thought for sure it would drop the score, but nope.

crew99 · ‎12-01-2012

really? didn't realize dispute affected your score either...

Starting Score: CK 658 12/4/12 | CS 658 12/4/12 | myFico(EQ) 696 12/1/12
Current Score: CK 695 4/25/13 | CS 684 5/4/13 | myFico(EQ) 707 5/4/13
Goal Score: 800 Dare I Dream??

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jwpezd · ‎04-06-2012

Ok I have an update TU and EX both removed comments. I got the update from freecreditreport.com. No score change all though I know it's a fako. So I don't even take it seriously. The problem is equifax I had an alert from the website in it basically removed all the comments from the trade lines and added the comment consumer disputes re investigation in process that is not at all what I requested to be Done. This also dropped my score twenty points by adding this comment. Any ideas as what to do to get this removed and why did they put that on there???

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Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015

Shogun · ‎04-15-2011

Equifax did to you what they had done to me some time ago. They entered a dispute for the disputes.

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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jwpezd · ‎04-06-2012

Jeez I told the lady that's NOT what I wanted to Do. Anyway to fix this another number to call or do I need to wait and see what happens?

Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015

Shogun · ‎04-15-2011

It's been so long since I did mine, I had to go through the "special handling" CSRs to get mine done. The lady questioned where I got the number from, (which I don't have anymore, sorry) and I just told her I had friends in high places. She promptly took everything off.

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

jwpezd · ‎04-06-2012

I just left a message with Dorothy hopefully that works crossing my fingers. And hopefully my score doesn't tank!

Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
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Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015

jwpezd · ‎04-06-2012

Dorothy got the job done. Score here went up to 622. Simulator says if I pay my cards down to under 10% my score will go up to 636-666. If that's the case I may be able to get into a home a little quicker than I thought

Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015