Re: Asset Acceptance won't accept payment![ Edited ]
01-21-2013 04:28 PM - edited 01-21-2013 04:28 PM
Spoke to multiple agents and a supervisor, Was transferred back in forth from the compliance department to the Collection department. I am at a loss. Compliance department is now closed so I will have to call tomorrow. She said there is no way to make a payment on the debt since it is past SOL and they will ceasing collections and closing the account. She said the account would remain closed but could not give me an accurate description of what it will report as. She said I would need to talk to the compliance dept.
So will they just report a $0 balance status unpaid with a previous balance of $1080. If so what actions can take. She said they will not sell the debt.
With the balance closing out will this help my fico score.... Since it will help my DTI
Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+
Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL