Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012
Re: Nfcu credit card or secured cc?

Rein wrote:

Hello all! I just join nfcu and with a eq credit score of 584 Ex of 620, not sure of TU.  I was wondering if anyone had any luck getting approve for their cc with that score? Or should I just try for the secured cc. Thank you! 


U could certainly be approved for an unsecured. I received a $6K CC from NFCU in 12/11 with scores lower than urs. I was a member for 3-4 years before that though, but never used any of their products.

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13