Frequent Contributor
NewbieReed
Posts: 443
Registered: ‎12-05-2012
Re: Nfcu credit card or secured cc?

Rein wrote:

Hello all! I just join nfcu and with a eq credit score of 584 Ex of 620, not sure of TU.  I was wondering if anyone had any luck getting approve for their cc with that score? Or should I just try for the secured cc. Thank you! 


U could certainly be approved for an unsecured. I received a $6K CC from NFCU in 12/11 with scores lower than urs. I was a member for 3-4 years before that though, but never used any of their products.

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge