Established Contributor
jadeite788
Posts: 510
Registered: ‎09-25-2009
Re: I NEED 1 POINT INCREASE... PLEASE HELP

You need revolving credit and I agree.  Try a credit union, to me this is the quickest way.   When you fill out the application they generally have  a line that asks why you are apply?  State that it is to rebuild my credit.  You should not have any problems with that.  My credit boost happened instantly the same month I applied.  Others might tell you to apply for a secured credit card.  Either way good luck.


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge