Senior Contributor
Posts: 3,455
Registered: ‎11-30-2007
Re: HELP with collection

The guru's will be along.  The collection agency uses the date they took the debt over, or thereabouts.   My Date of Last Delinquency was 1/2010, transferred to a Ca, and that date reports 8/2010.


I'd really try to do a pay-for-delete to make this go away.  It won't look great on your app.  An underwriter may, or may not, require you to pay it anyway.


Have you received a dunning notice on this new collection?