Moderator
guiness56
Posts: 22,406
Registered: ‎01-17-2008
Re: HELP with collection

Have you pulled your 3 free reports from annualcreditreports.com?  You get one free every 12 months from each CRA.  The information on them is more accurate than what you get from a 3rd party site.

 

This TL doesn't show the original dates as the ones from above would.

 

If the account went bad in 7/06 it would come off in Jan 2014.  It is 7.5 years from DoFD.  Not saying it won't come off before that, depending on the CRA, but it can stay up to 7.5 years.