Frequent Contributor
Posts: 389
Registered: ‎07-09-2012
Re: It MUST be time to file taxes, the settlement offers are arriving....

I noticed it too!!


I received a settle offer on Tuesday for a debt that is 12 years old!!!!


They offered $1600 on a $2000 bill (the original bill was $400).  They even put on the bottom of the letter that they cannot report to the credit bureaus nor sue me because of the age of the accounts.  I wonder if anyone really falls for these.  Now if it was a settlement for $400 I probably would have done it to clear my own conscience.

June '12: EQ 553 TU 0 EX 545
April '13 Lender Pull EQ 731, EX 692, TU 722 - all FICO

Closed on home May 22, 2013 at 2:00pm!!!
CU Visa $1000, VS $350, Chase Freedom $1000, Discover IT $2500, Home Depot: $2700, Menards $3000, NFM $3500
What's been deleted: 32 collections, 5 PR, 2 tax liens, defaulted student loans