Valued Member
Posts: 43
Registered: ‎09-14-2010
What should I pay off

We are trying to get my husbands credit score up. We have no past dues. We have a revolving credit, 5 credit cards, a home mortgage, car payment, and a small loan. Most of it has high balances. Right now he is at 586. We need to get it up to 620, so we can apply for a mortgage. What is the best thing to do; pay off a couple credit cards and cancel them or pay down some of the balance on all of them? Any advice would be greatly appreciated! Thank you!