Frequent Contributor
Posts: 416
Registered: ‎12-05-2012
Re: What should I pay off

ldohve wrote:

We can not pay all of our credit cards, loans, and revolving credit off. Which is the best to start with? Should we use the money to pay a couple down to zero or speread out the money and pay on them all? Thanks!

U want to focus on the revolving credit first, IMO. It factors into ur util. That is the first step. u want ur overall util to be low, so play with the numbers of ur balances/CL to find out what might be best.

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13