Established Member
Posts: 32
Registered: ‎07-17-2012
HUGE difference in scores...why?

I attempted to refinance my home only to be told my credit was too low. My FICO is 683, but my other two scores are 598 and 594. I was shocked! I looked at the reports and the only difference is two of the reports shows a paid collection on the account. It was for an old $180 cell phone bill. Would that account for a differnece of over 90 points?