Re: HUGE difference in scores...w
01-24-2013 08:37 PM
I attempted to refinance my home only to be told my credit was too low. My FICO is 683, but my other two scores are 598 and 594. I was shocked! I looked at the reports and the only difference is two of the reports shows a paid collection on the account. It was for an old $180 cell phone bill. Would that account for a differnece of over 90 points?
Yes it most definitely can affect your scores by that much...also the FICO scoring model can also vary which can change your scores.