Regular Contributor
Rein
Posts: 122
Registered: ‎10-29-2012
NCO deleting!

I got a letter from NCO on jan 11Th for deletion of a paid closed account to all 3 credit bureaus. How long will it take for them to update and remove? I can't wait to see that score watch alert! 

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: NCO deleting!

Usually within 30-45 days.  Congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Rein
Posts: 122
Registered: ‎10-29-2012
Re: NCO deleting!

i can't thank enough to you shogun and everyone on this forum... The knowledge and time and encouragement  everyone has given me has turn my life around...  

Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
Re: NCO deleting!
Congrats on the deletion, that's great!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
beb86
Posts: 1,115
Registered: ‎10-31-2011
Re: NCO deleting!

WOW thats awesome congrats!!!!

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Member
msloverpa
Posts: 5
Registered: ‎12-06-2012
Re: NCO deleting!

Rein

 

Can you help me out, I just paid Direct TV for a balance in full, and NCO has updated my account to P-Paid, but the mortage company said that I need to have them remove it from my report not to say still in collection P-Paid in order for my credit report to go FICO score to go up.  Can you please assist me on what I can do now, to have this removed.  Any help will be good, thanks.

Valued Member
goal_seeker
Posts: 44
Registered: ‎01-25-2008
Re: NCO deleting!

Can you please send me the contact information for NCO?

New Member
vicky2221
Posts: 6
Registered: ‎02-25-2013
Re: NCO deleting!

Rein -

CONGRATULATIONS!! I myself have been on a long road to clean up a bad credit report left to me by my mother. 

 

NCO is the last and only account standing between me and a clean credit report, and I can't get a hold of anyone that will help me.  Any contact information you could share with me (in a PM) would be much appreciated.

 

Enjoy your credit freedom!

Frequent Contributor
CAnNY
Posts: 297
Registered: ‎02-24-2013
Re: NCO deleting!
Congrats!! Please if you can give me the contact for NCO I would appreciate it. Thanks!!

Starting Score: TU 489 EQ 561 EX unknown (2/24/2013)
Current Score: TU 647 EQ 627 EX 607 (7/05/2013) Lender Pulls ; MYFICO (10/11/2013) EQ 719, TU 679, EX 659 ; MYFICO (11/13/13) EQ 702, TU 660, EX 676 ; Lender Pull (11/15/13) EQ 702, TU 679, EX 684
Goal Score: 720


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New Visitor
Futuraman
Posts: 1
Registered: ‎04-12-2013
Re: NCO deleting!

Did you specifically request a deletion?  If so, how?  I disputed an amount, and they sent back a letter saying the account has since been closed.  Since they could not verify the amount, I am operating under the assumption they give up.  If they give up, is there a process under which they will delete the tradelines?