Re: Verizon collection help (again).
01-25-2013 05:05 AM
From a scoring point of view, it does no good to pay the debt. Unless it is from the OC and is a debt that is factoring into your util, the paid/unpaid doesn't matter to scoring, they are looked at the same. A PFD would be the best route, it would remove the TL entirely.
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge