Moderator
Posts: 13,892
Registered: ‎04-15-2011
Re: SO bummed! She said no :(

I do see this all the time.  There is a misconception of what can and must be reported.  It simply states that any information reported to your CR must be accurate.  There is nothing that says it has to be reported at all.  Some creditors only report to certain CRAs, some don't report to any.  I would try again and request for deletion of the information in a friendly GW citing this.  

 

Hoping the best for you!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!