WalMart score vs FICO
01-25-2013 12:49 PM
I see here on the boards often that you can get your free FICO with a WalMart card. I applied and received a denial letter- and the score (from T.U. Consumer Relations) was 198 points lower than the score myFICO gives me. So I guess my question is- if in the future I decide to apply again, is the score received by those who actually have the card different than the one utilized for a credit pull? Having a TU score on myFICO of 611, the last thing I expected to see on my denial was a 413!!
1-21-13: TU 513 EQ 621 EX 643 * 1-3-13: TU 513 EQ 583 EX 643 * 1-1-13: EQ 568 EX 643 TU 513 * 12-22-12: EQ 558 EX 586 TU 525 * 11-15-12: EQ 554 EX 565 * 9-9-12: EQ 525 EX 574