Re: WalMart score vs FICO
01-25-2013 01:44 PM
Walmart uses the FICO 08, which is a newer scoring model than the FICO 04 that most lenders use. The TU model you pull from here is a TU98 model.
The difference it seems from most peoples TU 98 vs TU 04 seems to be +/- 20 points. I guess for some people the difference from TU 98 here and Walmart 08 seems to be vast.