Regular Contributor
Posts: 236
Registered: ‎05-06-2008
Late Payment Question

Maybe a dumb question i dont know,  but im going to ask anyways Smiley Happy Do late payments only count for open accounts. My credit report says 5 lates in 2011 from my 5 student loans but I also had a late payment on my credit card that same time but the credit card is closed and it doesnt show as one of my late payments affecting my score. Thanks in advance

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!