I thought I was over this mess, but it looks like a few bottom feeders are still out there!
Got an alert today there was a new hard inquiry on my TU from Wein, Welman & Reis. After researching them, it appears they buy OLD OLD OLD junk debt. I have NOT received a call from them, and have NOT seen a dunning letter.
Should I DV them now, or wait to see if I get a letter? Any options for getting the hard inquiry removed?
I used to know these answers, but got a bit rusty after getting everything cleaned up and "gardening" my new accounts. Just used to wait around for letters, but it is amazing how protective I am of my CR now that I got out of that black hole I created years ago!
Starting Score: 577