Thanks for the info.
1. There are no judgements at the moment. I have one case set for trial in March. Portfolio Recovery / Citi Finacial. TU says date of last payment / DOFD was 06/16/08. Item will be removed 06/15. This is a Charge Account
2. Need to know the best way to settle with the above. Should I PIF? PFD? or Settle and ask for PIF/PFD?
3. All of the other COs have similar dates.
4. I also have two other CAP ONE accounts I paid off/settled in 2010 through a CA. They say >Account Paid in Full; was a charge off< Anything I should do about that one?
Starting Score: 657