Mega Contributor
RobertEG
Posts: 17,497
Registered: ‎03-19-2007
Re: PFB added a payment I did not make

I would not accuse them of any nefarious reason in their reporting.  The simple fact is that you did not make the payment, and thus the reporting was inaccurate.

 

I would not dispute through a CRA.  I would send them a direct dispute under FCRA 623(a)(8), thus assuring that they receive any accompanying documentation and respond directly to you.