Established Member
willuw
Posts: 63
Registered: ‎02-06-2013
Re: Advice needed on a collected debt and interest

Ok.  Well like mentioned earlier, I have disputed via letter, phone, and in the branch with BOA and all they did was pass me off and turn their back on me.

 

I could send something to the CA asking for proof as I already disputed with BOA and it is not a valid charge - however they have not been resonsive either to my enquiries.

 

I mean, they have not called or sent a letter to me once in the 9-10 months they have owned the account.  You would think if they had a $15,000 account unpaid they would be a bit more proactive *rollseyes*

 

I am convinced they are just boosting the value on my CR to really hurt my scores and hoping I will pay SOMETHING to just get it off my report knowing BOA has not been cooperative and that $15,000 current debt really hurts my score..

Starting Score: 609 (Feb 1, 2013)
Current Score: 665 Current Debt: $2190 (23.43% Utilization)
Goal Score: 750

Updated: March 8, 2013