Posts: 13,897
Registered: ‎04-15-2011
Re: Should I request a TL delete on 3 CO Amex accounts, or leave them?

Personally I prefer a clean account even if it did drop my AAoA a bit and my score.  A clean report has more ability to grow than a dirty one.  The only exception I have to this is minor derogs, such as 30 day lates.  


On another note, CK only counts the AAoA of open accounts.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!