Established Contributor
Posts: 849
Registered: ‎03-09-2013
Re: New to the forum just a few questions

Is it CA's reporting the charge off?  Collections can switch hands multiple times and leave trade lines each time.


I had a similar situation on my reports for a medical collection. I contacted the originial creditor and they verified that I had no connection to the account. I then called the CA and told them that even the OC says its an error and I actually got the CA to call the OC about it and the CA deleted.  Its odd that they arent deleting it if they acknowledge that its not  you. I wouldnt bother disputing with the CRA's because they dont go very far to verify. You need to dispute directly to those reporting to the CRA's.