Re: PFD Q&A, Examples, and PFD Success Stories
04-28-2013 12:50 PM
I have six accounts that I've just started to work on and I'm still so confused about how to go about squaring things away and having the status changed on my report. I just paid a balance in full with Portfolio Recovery and requested to also have the status deleted from my report, but was told that they can't do that. The supervisor I spoke with told me that only the credit reporting agency can delete a negative report. Is that true? My understanding is that the collection agency reports the debt to the credit report agencies--if they're doing the reporting, why can't they delete it?
Current Score: 603
Goal Score: 620
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