Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
Re: Same Cards Different Utilization on TU and EQ FICO. Confused
[ Edited ]

Let us know what they say.


ETA:  I just thought of something.  When a card doesn't have a CL reported, I believe that the high balance is used for utilization.  I could be wrong.  I believe TU98 still includes the balances in calculations but the newer versions of FICO do not.