Posts: 79
Registered: ‎10-03-2012
Re: Same Cards Different Utilization on TU and EQ FICO. Confused
They were very specific. Only the balance is included. The high balance is not part of the calculation at all. So if you had 2500 balance on revolving with total CL of 5000 on those cards. Your 1000 Amex balance would be added to the 2500 making your total balances 3500, but your CL would still be 5000 since Amex doesn't have a limit.

Starting Score: Sept. 2012 EX FAKO 601; EQ FICO 603; TU FICO 607
Current Score: Feb 2014 EX FICO 749; EQ FICO 744; TU FICO 763
Goal Score: 760 on all 3

Take the FICO Fitness Challenge