Established Member
Posts: 17
Registered: ‎04-19-2013
FICO Skyrocketed 80 Points to 712!
TransUnion just went up 80 points after two student loans were rehabilitated. I'm now 712 TU and 708 EQ. I'll never be sub 700 again.
Frequent Contributor
Posts: 409
Registered: ‎01-31-2013
Re: FICO Skyrocketed 80 Points to 712!
Awesome!!! Did you get your screen name from the Halloween movies? Dr. Loomis? They are my fav movies of all time lol, or is it just a coincidence
Established Member
Posts: 17
Registered: ‎04-19-2013
Re: FICO Skyrocketed 80 Points to 712!
I sure did! Halloween is my all time favorite movie.....
New Contributor
Posts: 63
Registered: ‎05-16-2013
Re: FICO Skyrocketed 80 Points to 712!

Congrats!!

 

What does it mean to "rehabilitate" student loans? I have student loans, but I am still in school and they are not due yet.

5/17/13 Starting 627
Current Score 776
Goal 800
Frequent Contributor
Posts: 409
Registered: ‎01-31-2013
Re: FICO Skyrocketed 80 Points to 712!
Lol Mine too!!!! Smiley Happy
Frequent Contributor
Posts: 409
Registered: ‎01-31-2013
Re: FICO Skyrocketed 80 Points to 712!
How many late payments were removed? I'm waiting for Sallie Mae to update two accts with 6 90-120 day late payments, hopefully I'll get half the boost you got lol
Established Contributor
Posts: 550
Registered: ‎01-09-2013
Re: FICO Skyrocketed 80 Points to 712!

Awesome!!!! Congratulations.

Moderator
Posts: 13,897
Registered: ‎04-15-2011
Re: FICO Skyrocketed 80 Points to 712!

Congrats!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Member
Posts: 40
Registered: ‎05-22-2013
Re: FICO Skyrocketed 80 Points to 712!
What is a rehabilitated student loan?
05/28/2013  EX: 572 EQ: 572 TU: 576

Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
Re: FICO Skyrocketed 80 Points to 712!

You do a payment plan with them for 9 months and they remove the default from your CR.  That is just a bare boned explanation.