New Member
caedy12
Posts: 12
Registered: ‎02-27-2013
Does anyone have contact info for Citifinancial? Trying to send a GW letter to them

I am sending a GW letter to Citifinancial for some late payments. I still have an open account with them and am now current as of this month. I would like to now ask them to remove the lates on my credit report. Has anyone had any luck with them and who should I send this to? The address that I have is Citifinancial, PO Box 70918, Charlotte, NC,  28272, but it would be great to have a contact name to put on this. Thanks everyone.

 

 

Valued Contributor
rckstrscott
Posts: 2,659
Registered: ‎04-25-2011
Re: Does anyone have contact info for Citifinancial? Trying to send a GW letter to them

caedy12 wrote:

I am sending a GW letter to Citifinancial for some late payments. I still have an open account with them and am now current as of this month. I would like to now ask them to remove the lates on my credit report. Has anyone had any luck with them and who should I send this to? The address that I have is Citifinancial, PO Box 70918, Charlotte, NC,  28272, but it would be great to have a contact name to put on this. Thanks everyone.

 

 


You just got current?

 

I would probably wait a little while before attempting GW -- the old adage time heals all wounds.... if you just got current, I think your odds are very slim to none.

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
New Member
caedy12
Posts: 12
Registered: ‎02-27-2013
Re: Does anyone have contact info for Citifinancial? Trying to send a GW letter to them

You are probably right Scott. How long do you think that I should wait? I see that you have had some great success in raising your score. My Experian is currently 560 and I hope to be at 620 by this November as we would like to try and purchase a home. Do you think that this is possible? How did you get your score to go up so much? Thanks.