Posts: 13,582
Registered: ‎04-15-2011
Re: Any advice before C&D letters?

DaBears wrote:

Cease and Desist letters will only stop them from calling or sending letters. If they are within the CRTP they can still list the debt on your credit reports. Unpaid debt never goes away and will be sold over and over again until its paid. 

Yes, but I think I see his thought patterns on this one.  Interesting, and nothing illegal or against the rules of doing this.

Starting Score: 504

July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!