Re: CC Companies willing to remove paid charge off's
07-30-2013 05:02 PM
Does anyone have any experience with getting AMEX, Chase, or Citi to remove paid acccounts that have been charged off? Currently they are at close to 5 years aging, I was just wondering at what timeframe do you just let it age off. I see a lot of info around collection companies but not a ton on card companies.
Trying to get foot back in the door with AMEX and Chase. Accounts are paid so I dont think Im blacklisted (hopefully)
Since the paid collections are almost 5 years old I dont think they have any impact on your scores. I bet if you did get them removed it might have a negative impact as it could reduce the AAOA.
I bet if you apply for an Amex charge you would be approved and get the benefit of backdating.