Established Contributor
Posts: 879
Registered: ‎05-29-2008
Re: Interesting to those seeking settlement with Cap 1?
Wonderin--do you remember where you found this info?  I have a CapOne CO from 2004.  The DOLA is sometime in 2003.  They keep adding about $50-60 a month to my balance, so I owe more than double what my actual balance was when it was CO'd.  I have been debating over and over if I should just hope I slip through the cracks at SOL time, but it sounds like CapOne doesn't typically let many people slip through.  I can't take the chance of a judgement since I will buying a house soon, so my only hope may be a settlement. 
 
However, I don't want to wake the sleeping the giant to request a settlement if they won't accept anything I can afford anyway.
 
Is there anyone out there that has made a settlement with CapOne?  If so, I would love to hear how it worked out.