g to those seeking settlement with Cap 1?
09-10-2008 02:34 PM
Illinois. Not sure if this is standard procedure in other states, but since my sister asked the judge for proof of the debt (extra charges, she wasn't disputing the original $700) and Cap One couldn't provide it, the judge dismissed the entire suit. She even told the judge she knew she owed $700, but didn't understand how it had grown to be such a large amount. (She had moved, and never got any statements for several years.) I'm guessing the judge had the right to assess a judgment for the $700, but sis said the judge seemed annoyed by Cap One adding on all sorts of huge fees and not providing documentation. He said something to the effect that they had blown it, and she didn't have to pay them anything.