Frequent Contributor
Posts: 407
Registered: ‎07-03-2008
Confused by merged CR


I received a merged CR that looks unlike any CR I've ever seen before!  UGH!


At this point, my question is this:


I was under the impression that I would receive FAKOs with this report, like we normally do, however, near end of report where it gives the contact info for CRAs & entities who provided info that impacts report/scores, this one lists:


EX           EQ            TU            FICO



Does this mean the scores contained therein are, indeed, actual FICOs or are they still FAKOs & only reference FICO because they sold the algorithm to the CRAs?









I'm here because I decided to stop hiding from my FICOS, CAs and OCs ~ and man, do I feel freer!

"We can forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light." ~Plato