Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: different FICO and Beacon scores

What lead to the increase?


For your collections, DV the CA. If they present info you agree with (OC name and balance), then PFD the CA and ask them to remove the judgment off your CR. They don't have to, and I'm certainly no expert on legal reporting, but it is worth a shot if they are listed as a plaintiff.


If the CA is at $0, then send a GW to the CA asking for the same.