I have been reading that paying off a non-revolving account can sometimes kill a score.

I want to pay Conn's off because of the high monthly interest but I don't want to take a score hit either.

Maybe I should just pay down my care credit instead? it is at 3200 of 3500 @ 0% and interest kicks in on 12/14 of this year.

I was going to pay Conn's balance of $800 and the rest of the stimulus check ($1600) to Care Credit.

which way is better?

Message Edited by nosxih on 04-28-2008 08:13 PM