Member
dnswife
Posts: 6
Registered: ‎06-26-2007
Re: GW this....support group!

Thanks for the tip.  I'll look into it.

Frequent Contributor
thotgal320
Posts: 295
Registered: ‎08-14-2007
Re: GW this....support group!
So I got my first response on one of my letters.  They state the past due reporting is not in their error so it can't be removed.
Valued Member
NavyLifter
Posts: 45
Registered: ‎11-04-2008
Re: GW this....support group!

Great news folks!  I received a positive letter back from Bank of America stating that they will report an updated version of my account to remove the 1 30-day late payment I had back in 2004!  I also received a letter from Citi asking for my social security number and the account number for a Citi card that I had late payments with!

 

The address for the Bank of America reply was:

PO Box 15128

Wilmington, DE  19850-5128

 

Keep up the faith!

FICOs (4/7/09): TU-749 (WOW!); EQ-698; EX-?

FICOs (as of 11/1/08): TU-690, EQ-678, EX-646

FICOs (3/13/09): TU-698; EQ-696; EX-662
Contributor
oneilldn
Posts: 84
Registered: ‎03-03-2009
Re: GW this....support group!
Is this group dead??? Come on people......:smileyvery-happy: keep it up....
02/2009- EQ 502/TU 516/EX 499
11/2009- EQ 701/TU 709/EX 721(fako)
03/2011- EQ 719/TU 729/EX 733 (by lender)

'NEVER GIVE UP"
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
Re: GW this....support group!
OK, I'll update:


llecs wrote:

llecs:
CapOne - unchanged
Verizon Wireless - accepted a PFD. Pd already. They confirmed that they will delete in 72 hrs.
Americredit - unchanged
AFNI - deleted
My scores have gone up about 30-60 points in past month and excludes VZW (to date).
DW:
No change at all :smileysad:   But her scores did go up around 30-40 pts each in July.

 

 

llecs:

CapOne - They have WON the war!!! I give up, but for a reason. The lates (30 and 90, which are two months apart) were/are at 7 yrs old. This is one of my oldest TLs so I decided last fall not to GW them anymore out of fear they would delete. However, on January 1, my 30 day late was remeoved 3 months early off of EQ. I pulled my EX report in February and noticed that it came off 2 months early. On February 28, I pulled EQ FICO and saw that the 90 was still reporting. Since the 90 is two months after the thirty, I was hoping that would be removed too. Sure enough. On March 1, my 90 fell off 3 months early as well. I pulled EQ FICO again and the score dropped 17 points due to being rebucketed (last late). I anticipate the 90 to come off EX on April 1. They weren't reporting on TU.

 

Verizon Wireless - off in August.

 

Americredit - sent 3 GWs to remove lates and repo reference in December. No luck. Sent 4 in February. Diud receive a letter saying to call and that CSR said "No". I'll never give up on them.

 

AFNI - deleted as mentioned.

 

DW:

Still fighting a pd CapOne CO and a med CA. Took no action on these since summer. Nothing else is reporting I don't think.

Contributor
oneilldn
Posts: 84
Registered: ‎03-03-2009
Re: GW this....support group!
Good for you, good luck. I been trying to remove 6 late payments from my ASC student loan, sent like ten letters and no luck. Today I got hold of the email of one of their vice P, for my surprise she emailed back and said she'll do everything possible to help me...:smileyhappy: so we'll see. I can't wait////
02/2009- EQ 502/TU 516/EX 499
11/2009- EQ 701/TU 709/EX 721(fako)
03/2011- EQ 719/TU 729/EX 733 (by lender)

'NEVER GIVE UP"
New Contributor
javajunkie
Posts: 67
Registered: ‎02-15-2009
Re: GW this....support group!

I thought Verizon Wireless was tought to get a PFD with. I sent them a PFD too, keeping my fingers crossed for some good news cause I sure could use it.

 

Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
Re: GW this....support group!

javajunkie wrote:

I thought Verizon Wireless was tought to get a PFD with. I sent them a PFD too, keeping my fingers crossed for some good news cause I sure could use it.

 




Good luck! Persistence wins with VZW. It took me dozens and dozens and dozens of PFDs (sent up to 12-15 per month) to get them to reverse course and accept a PFD. My last PFD went out via planetfeedback and an assistant to an exec called back and said yes to the PFD, but he also said that they accepted the PFD 2 months prior and that they have been trying to reach me (ahhh. No.).
Contributor
oneilldn
Posts: 84
Registered: ‎03-03-2009
Re: GW this....support group!

BUMP>>>BUMP>>>BUMP>>>:smileyvery-happy: I'm determined to keep this group alive... so everyone using GW's keep posting your news/results here........

As for me, I just got a call from an executive in VZW about a GW I sent through PFB. I have a paid collection on my CR and I beguin them to remove it....:smileyhappy:. so she just call and told me that she was going to do everything she can and will get back to me..... Working working..LOL

02/2009- EQ 502/TU 516/EX 499
11/2009- EQ 701/TU 709/EX 721(fako)
03/2011- EQ 719/TU 729/EX 733 (by lender)

'NEVER GIVE UP"
Established Member
kaz_75
Posts: 15
Registered: ‎03-16-2009
Re: GW this....support group!
Yesterday, I emailed Macy's a GW letter asking them to delete a 30 day late that was from July 2008. I received a response from them this morning. Not only are they deleting it from my account,:smileyvery-happy: but they are refunding the late fee!! I have only been reading this forum for about two weeks and am learning so much!! Thanks for the great advice.