Great news folks!  I received a positive letter back from Bank of America stating that they will report an updated version of my account to remove the 1 30-day late payment I had back in 2004!  I also received a letter from Citi asking for my social security number and the account number for a Citi card that I had late payments with!

The address for the Bank of America reply was:

PO Box 15128

Wilmington, DE  19850-5128

Keep up the faith!