Established Contributor
Posts: 519
Registered: ‎05-09-2008
Re: How do i PFD

maguff wrote:
all of the above what do i do. what is pay for deletion? who does it? what do i write? who do i write to? who do i pay? and how much?

Pay for deletion is a negotiation letter you write the creditor. Basically you offer to pay the full amount as long as they promise to erase the account off of your credit reports.

Be nice, courteous and formal in your letter, especially if it's the original creditor. Don't be demanding, or they will just put the letter through a paper shredder.

Hope this answers your question.
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