Super Contributor
Posts: 5,712
Registered: ‎10-06-2007
Re: Silly Question

I didnt think an account could show that it had been 120 days late 7 years past the date DOFD according to the FCRA unless it meet certain conditions and has been current for over 7 years.  I didnt see anything about open vs closed accounts but I dont speak legal stuff.

I wonder about the TL that says the account had been 120 days past due.  That would show up on MR but not in FICO scoring..

03/21/2016 FICO: EQ: 772 EX:773 TU:779